Luxury waterfront living in Palm Harbor | OPTIONAL HOA | GULF-ACCESS! This beautifully maintained coastal retreat offers incredible curb appeal and deep water access with no bridges just minutes to the Intracoastal, Gulf of Mexico, Anclote Key, and Three Rooker Islands. Enjoy the Florida lifestyle from your screened-in front and back patios, perfect for year-round relaxation and entertaining. Inside, soaring ceilings and abundant natural light highlight the open-concept living space. A custom sea glass and shell accent wall with an electric fireplace creates a stunning focal point. The remodeled gourmet kitchen boasts high-end appliances, upgraded countertops, and a modern flow ideal for entertaining. The main level features two spacious bedrooms (one with a walk-in closet), a stylish full bath between them, and a bonus room perfect for an office, nursery, or home gym. A beautifully designed wine closet/bar area adds an extra touch of sophistication. For added convenience, a half bath is located in the garage ideal for coming home from a day on the water. Upstairs, the private primary suite offers a peaceful retreat with a walk-in closet, a luxuriously updated en-suite bathroom, and private access to the exterior staircase. The suite also features a built-in window bench with hidden storage perfect for relaxing with a book or enjoying the breeze.Hurricane-rated Miami-Dade windows and doors are installed throughout the entire home, including the expansive 24×13 bonus storage room. With three sliding glass doors and a window, this space offers endless possibilities: home office, game room, lounge, or creative studio.The composite deck and dock is a high-end, low-maintenance upgrade and are equipped with a boat lift, dual jet ski lift (fits two skis), and a kayak lift. Just steps away, enjoy a 2023 8×13 Catalina Malibu Swim Spa complete with a bluetooth stereo & chiller keeping the water refreshingly cool even in the summer heat. You can float around, watch the game, wave to boaters, or even catch a glimpse of a passing dolphin. Additional features include updated bathrooms, a wine bar, and thoughtful upgrades throughout for comfort and convenience. With an optional HOA, a new 2025 roof, a 2023 water softener, and premium waterfront features throughout, this Palm Harbor gem delivers luxury, lifestyle, and location in one unforgettable home!